Car Loan

A car loan is a personal loan for the special purpose of buying a new or secondhand car. You can borrow an amount of money from major banks or other credit providers within a certain period of time that is called “Term”, it usually starts from 1 to 5 years. You can either make an initial deposit or leave a balloon(residual) amount to lower your repayment. By the end of the term, you need to pay off the balloon or choose to refinance this amount of money.

A car loan is usually a secured loan which means banks will repossess your car if you don’t make repayment. Interest rates are usually lower for secured loans compared with unsecured ones.

The interest rate is usually fixed, so you know exactly how much you have to pay before the loan starts. If you wish to pay out your loan early, banks will charge a small amount of money called early termination fee for you.

Getting a good price for your vehicle is as important as getting a right loan product. Car Selection Service is a special service that we offer for our clients (Click the link below for more details)

Personal Loan

Do you always dream about something you want? Do you still use credit card for your dreams? Well, it is the time you need to think about personal loan. Personal loans can be categorised into secured personal loans and unsecured personal loans. A car loan is usually a secured personal loan which also fits into the situation when you buy bikes, boats, caravans, camper trailers or even classic and vintage vehicles.

It is likely that you use personal loans for other reasons. They are included home improvements and new furniture, holiday, wedding, medical expenses, pay off your credit card, investments, education fees and so on.

Let us know what you need, and we will find right products for you to realise your dream.

Business Loan

Streamline Investment understands that it’s difficult for a small business in Australia to get funding from the major banks.

Here we offer you the fast and Flexible business loan alternative.

The finance offering is to small businesses with both good and bad credit history, with and without track records, assets or strong financials.

Your business funds could be for an opportunity or to support cash flow in business.

You could use the funds to acquire rent roll, renovate your shopfront, do the office fit-out, buy more equipment.

Some retailers need more funds at the holiday seasons and some online shops use the fund to do more marketing or even upgrade the website for a better look

Equipment Loan

You can always find a method to expand your business and make profits. Equipment loans include but are not limited to the following types

• Commercial vehicles
• Trucks and trailers
• New energy assets (including energy efficient vehicles and solar PV systems)
• Prime movers (specialised use including cement mixers, tippers and local transport work)
• Earthmoving equipment (including excavators and bulldozers)
• Buses
• Agricultural equipment (including tractors and mowers)
• Material handling and access equipment (including forklifts, mobile cranes and container lifts)
• Forestry equipment

In addition, there are some other types of equipment you could also consider for your business, including

• Medical and dental equipment
• Printing equipment
• Digital video and cameras
• Office furniture
• iPads and tablets

For any equipment that has not been listed above, please contact us for more details